Two children in one school. One is taught to work hard, get good grades and secure a highly paying job in a big company. The other is taught to work smart to own that very big company. The former is taught to be a slave. The later is taught to be a master.


Finance IQ

One is taught to be a smart employee. On the other hand the other is taught to employ smart people. Many people work for money but few make money work for them.

It is important to know the difference between the asset and liability. What put money in your pocket is an asset. What takes money from your pocket is a liability. One needs to grow assets in order to be rich.

One become poor when his expense is more than his income. One need to work to learn not to work for money. Apart from ones profession one needs to mind his business.


Mind your business.

To start a business one must have acquired financial literacy to be successful. The new set of rules in the curriculum may enhance financial IQ. In business only the financial geniuses excel.

The most core areas to equip one with financial intelligence are accounting, investing, marketing and law.


Audacity is better than high grades.

In the past people fought to acquire land in order to be wealthy. The era where people who owned corporations followed.

Today the source of wealth has evolved to acquisition of information. Unfortunately or otherwise information travel very fast as the speed of light. Only the few who catch it become rich.